Home -> Value Added Services - ING I.Health...... Your Health... Your Wealth

Special Features

  • 24 hours, worldwide coverage (up to 90 days)

  • Comprehensive hospitalisation coverage.

  • Cashless access to medical care with Letter of Guarantee issuance (Applicable for Plan 2, 3 & 4)

  • Policy renewal up to 70 years of age.

  • Referral Emergency Assistance Program.

  • Exclusively available to your through your employer

  • Product Portability - continuity of coverage
Schedule of Benefits
  Plan 1
(RM)		 Plan 2
(RM)		 Plan 3
(RM)		 Plan 4
(RM)
In Hospital Care        
a) Hospital Room and Board (daily limit up to 120 days max per disability) 60 100 150 250
b) Intensive Care Unit (daily limit up to 20 days max per disability) 250 250 250 350
c) Hospital Supplies and Services

As charged subject to self insured deductible on a per admission basis*
d) Surgical Fees
e) Anaesthetic Fees
f) Operation Theatre Charges
g) In Hospital Physician's Visit (daily limit up to 120 days max per disability)
h) Hospital Service Tax (on eligible Room & Board Charges) 5% 5% 5% 5%
Out of Hospital Care        
a) Pre-Surgical / Medical Diagnostic Test (within 60 days)

As Charged
b) Pre-Surgical / Medical Specialist Consultation (within 60 days)
c) Second Surgical Opinion
d) Post - Hospitalisation Treatment (up to 60 days maximum per disability)
e) Emergency Outpatient Accidental Treatment
    (within 24 hours up to 60 days from date of Accident)
f) Outpatient Cancer Treatment
g) Outpatient Kidney Dialysis (maximum of RM2,000 per month for Home Dialysis)
h) Daycare Procedure
i) Accidental Dental Treatment (within 24 hours up to 14 days from date of Accident) 100 100 100 100
j) Ambulance Fee (Max per disability) 250 250 250 250
k) Emergency Outpatient Treatment (maximum per disability) 100 100 100 100
Overall Annual Limit per policy Year 10,000 30,000 60,000 120,000
Life time limit 30,000 90,000 180,000 360,000
Compassionate Allowance 3,000 3,000 3,000 3,000
Deductible Amount Plan 1
(RM)		 Plan 2
(RM)		 Plan 3
(RM)		 Plan 4
(RM)
In Hospital Care        
Self Insured Deductibel Per Admission 300 400 500 600
         
Premium Rates (RM)        
         
  Payment
Mode

Age Group (years)
0 - 5 6 - 15 16 - 21 22 - 29 30 - 39 40 - 49 50 - 54 55 - 59 60 - 64 65 and
above
Plan 1 Annual
Semi Annual
Quarterly
Monthly		 203
NA
NA
NA		 153
NA
NA
NA		 203
NA
NA
NA		 231
NA
NA
NA		 268
NA
NA
NA		 310
NA
NA
NA		 482
NA
NA
NA		 565
288
145
49		 660
337
170
58		 828
42
213
72
Plan 2 Annual
Semi Annual
Quarterly
Monthly		 270
NA
NA
NA		 203
NA
NA
NA		 270
NA
NA
NA		 307
NA
NA
NA		 358
NA
NA
NA		 413
NA
NA
NA		 643
328
166
56		 753
384
194
66		 879
448
226
77		 1104
563
284
97
Plan 3 Annual
Semi Annual
Quarterly
Monthly		 321
NA
NA
NA		 241
NA
NA
NA		 321
NA
NA
NA		 413
NA
NA
NA		 527
269
136
46		 582
297
150
51		 831
424
214
73		 955
487
246
84		 1273
649
328
111		 1515
773
390
133
Plan 4 Annual
Semi Annual
Quarterly
Monthly		 656
335
169
57		 500
255
129
44		 656
335
169
57		 740
377
191
65		 909
464
234
80		 1357
692
349
119		 1696
865
437
148		 1959
999
504
171		 2544
1297
655
223		 2847
1452
733
249
                    For Renewal Only
Note:
  • The premium indicated is based on the attained age of the insured which shall be the age at the nearest birthday of the insured at the effective date.
  • Premiums are not guaranteed and will vary according to the attained age of the insured.
  • NA - Not applicable.

* Monthly deduction is only applicable via salary deduction.

WE ARE PLEASE TO INVITE YOU TO JOIN THIS SCHEME
FOR A LIFETIME PROTECTION!!!

For more information or registration, please kindly contact us.

 

 

  
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